Free Consultation
Mundelein, Lake County

Mundelein Home Health Agency Sale | Illinois Broker

A home health agency in Mundelein is priced on adjusted seller’s discretionary earnings after a buyer compares this book to Libertyville — not on a statewide rumor multiple. Illinois CBS-1 (10 business days). No Chicago 45-day city notice unless the business also operates in Chicago. The statewide home health agencies playbook is on the industry hub; this page is the Mundelein file. Confidential sale. No upfront listing fee.

Get a Free Business Valuation How It Works

Confidential • No upfront fees • Illinois statewide

Mundelein market

Selling a home health agency in Mundelein

A home health agency in Mundelein is priced on adjusted seller’s discretionary earnings after a buyer compares this book to Libertyville — not on a statewide rumor multiple. Illinois CBS-1 (10 business days). No Chicago 45-day city notice unless the business also operates in Chicago. The statewide home health agencies playbook is on the industry hub; this page is the Mundelein file.

Mundelein is a central Lake County village on Routes 45/60, known for the University of Saint Mary of the Lake / Mundelein Seminary campus and a practical downtown — not Libertyville’s boutique street and not Gurnee’s outlets.

Seminary and household demand are quieter than Six Flags traffic. Industrial pockets along the rail differ from the downtown. Buyers are Lake County operators filling a gap between Vernon Hills and Round Lake. Do not sell a tourism multiple.

Mundelein has about 32,081 residents in Lake County, inside the Chicago-Naperville-Elgin area. Nearby markets buyers already compare this book to include Libertyville, Gurnee, Buffalo Grove, Round Lake. That comparison changes who shows up: a buyer who will drive from Libertyville is not the same buyer who will fly in from a coastal platform.

Planning facts

Typical multiple
3x–6x EBITDA
Typical timeline
6–15 months
SBA eligible
Often — confirm
County
Lake County
Population
32,081
Metro
Chicago-Naperville-Elgin
Nearby comps
Libertyville, Gurnee, Buffalo Grove, Round Lake
Closing clock
Illinois CBS-1 (10 business days). No Chicago 45-day city notice unless the business also operates in Chicago
Schedule Free Consultation
Lake County demand

Collar-county demand

DuPage, Lake, Kane, Will, McHenry, Kendall, and neighboring collar shops sell on household density and the I-88, I-90, I-94, and I-55 corridors.

There is no Chicago 45-day city notice unless the business also operates in Chicago. Buyers still compare this suburb to the next one on the same highway.

Mundelein demand for home health agencies is the customer list and the license path — not the Census population figure. About 32,081 residents is context for who already lives in the trade area. It is not a sale price.

Home Health Agency in Mundelein

What a Mundelein buyer will underwrite on this home health agency

A home health agency in Mundelein is a personal license plus a panel that will still drive here after the seller leaves. Parking, payer mix, and who can own the clinical entity are Illinois rules; the trade area is Mundelein versus Libertyville, Gurnee, Buffalo Grove. We will not invent a ZIP premium.

Home Health Agencies statewide typically plan around 3x–6x EBITDA and a 6–15 months process when books and the lease are ready. That is a planning range, not a price for this Mundelein shop. Buyers here usually argue medicare/medicaid certification, caregiver count, census stability, geographic coverage.

Closing clock for this Mundelein file: Illinois CBS-1 (10 business days). No Chicago 45-day city notice unless the business also operates in Chicago. License path: IDPH licenses home-health agencies. The industry hub teaches the statewide rule. This URL is the Mundelein application of it.

In a suburb like Mundelein, healthcare systems, pe-backed home care platforms, operators are the names that usually appear on the NDA list. A buyer who will drive from Libertyville is not the same buyer who will fly in from a coastal platform.

Buyer pool

Who buys a home health agency in Mundelein

Split buyer pool: North Shore and Libertyville businesses attract SBA and strategics who want household income; Waukegan and industrial I-94 businesses attract operator and logistics buyers. Great Lakes Naval Station and tourism along the lake change seasonality for some retail and hospitality books.

Illustration: a Medicare-certified home-health agency in DuPage County with a 45-census mix, a staying DON, and a selling administrator who still takes the hospital-liaison calls. Not a closed sale.

A home health agency whose customers already sit in Libertyville, Gurnee, Buffalo Grove, Round Lake is a larger business than one that stops at the Mundelein city limit. Tell the truth about the route. Buyers will map it.

SDE recast

How a buyer will read the books on this Mundelein home health agency

Home-health buyers recast census and contribution after a market-rate administrator and director of nursing. Pull the selling nurse’s field visits and any one-time CARES or settlement income. Medicare episode economics and Medicaid waiver rates are different businesses inside one tax return. A 3x–6x EBITDA band assumes the Medicare number can change hands and the census is not a single hospital’s leftover.

Illustration only — not a quote for any Mundelein shop. A home health agency whose tax return shows $102,000 of net profit is not worth $102,000 × a rumor multiple.

Add back the owner’s $76,000 W-2 and payroll tax, $25,500 of discretionary benefits, $7,500 of accepted one-time cost, and $4,500 of personal expenses that a buyer will not run. Then subtract $15,000 of replacement labor if the owner still diagnoses, sells, or closes the books.

Adjusted seller’s discretionary earnings are $200,000. At the planning range 3.0x–6.0x, enterprise value is $600,000 to $1,200,000. Mid-range 4.50x is $900,000 before debt, working capital, holdback, and tax. A Mundelein buyer will argue the multiple after they ride with the staff and read the lease.

At 4.50 times $200,000 of seller’s discretionary earnings, enterprise value is $900,000 before debt, working capital, holdback, and tax. That is the planning conversation. It is not a listing-site guess.

SDE line items

  1. Reported net profit (tax return, not the marketing P&L)
  2. + Interest expense
  3. + Income taxes (not payroll, sales, or property tax)
  4. + Depreciation and amortization
  5. + Owner W-2, bonuses, and payroll taxes on the owner
  6. + Discretionary owner benefits that a buyer will not keep (auto, personal travel, family on payroll with no role)
  7. + Accepted one-time or non-recurring expenses
  8. − Market-rate replacement labor for owner work that will not transfer
  9. = Seller’s Discretionary Earnings (SDE)
Illustration recast for a Mundelein home health agency — not a quote
Net profit$102,000
Owner W-2$76,000
Benefits$25,500
One-time$7,500
Personal$4,500
Replacement labor (subtract)−$15,000
Recast SDE$200,000
Planning EV at 4.50x$900,000

Recast Seller’s Discretionary Earnings, then apply a planning multiple for home health agencies. Replacement labor is subtracted. This is a planning tool, not an appraisal.

Recast SDE—
Planning enterprise value—

Before debt, working-capital peg, holdback, and tax. Educational only.

Enter your annual Seller's Discretionary Earnings (SDE) — your net profit plus owner's salary and any personal expenses run through the business — to estimate a range.

$
1x 3.0x 8x
Estimated Value Range — to —

This is an estimate for planning purposes only. Actual value depends on lease terms, asset quality, customer concentration, and current market conditions. Request a professional valuation for a precise number.

Get a Professional Valuation
Lake County closing

Licenses and closing steps for a Mundelein sale

Lake County closings use state CBS-1 plus municipal licenses (Waukegan, Gurnee, Libertyville, and North Shore villages each differ). No Chicago 45-day notice unless you also have a Chicago location. Lake County health and contractor registrations are common diligence items for food and trades.

IDPH licenses home-health agencies. Medicare CCNs and Medicaid enrollments transfer only through a change-of-ownership process — they are not bill-of-sale assets. The administrator and director of nursing have qualification rules. A buyer who closes without a CHOW plan buys a name and a lease, not a reimbursable agency.

Labor and lease

What has to keep working on Monday after close in Mundelein

For a home health agency in Mundelein, the first labor question is: A realistic Medicare/Medicaid CHOW path.

I-94 is the spine. Route density is real between Buffalo Grove and Gurnee and thinner toward the Wisconsin line. Leases in outlet and tourism corridors can be franchise- or landlord-controlled. Winter lake-effect operations matter for home services.

Lake mixes Fortune-campus remnants, naval payroll, and bedroom suburbs. Do not price a Waukegan industrial book like a Libertyville professional practice.

Diligence

What a serious home health agency buyer will open

Levers that move the multiple in this vertical: A realistic Medicare/Medicaid CHOW path; Staying DON and administrator; Diversified referral sources; Clean survey and denial history; Caregiver bench that is not 1099 fiction.

Have these ready before anyone hears the name of the Mundelein business: Census by payer (Medicare, Medicaid waiver, commercial, private duty); CHOW path, IDPH license, and any survey or condition-level findings; Administrator and DON contracts and whether they stay; Referral-source concentration (one hospital or one physician group); Caregiver roster, wage, and overtime reality; Billing contractor, ADR/denial rates, and any ZPIC or UPIC history.

Buyer tool

SBA payment sketch for a Mundelein home health agency buyer

Most Illinois owner-operator acquisitions use SBA 7(a). This is a payment sketch, not an approval.

SBA 7(a) loans are the most common financing for business acquisitions. Estimate your monthly payment and required down payment based on the purchase price.

$
%
%
yrs
Down Payment Required —
Loan Amount —
Est. Monthly Payment —

This calculator provides estimates for planning purposes only. Actual SBA loan terms depend on your credit profile, the specific lender, and current market conditions. Contact us to connect with SBA-approved lenders in Illinois.

Sale steps

How to prepare a Mundelein home health agency for sale

  1. Recast this Mundelein home health agency. Start with the tax return. Add owner pay. Subtract replacement labor if the seller still does the work a Mundelein buyer must hire. Do not treat a spike year as the new normal.
  2. Name who can operate on Monday. List every credential that lets this home health agency pull a permit or see a patient in Mundelein, and whether that person stays. Personal licenses do not transfer with the assets.
  3. Tell the truth about the Mundelein trade area. Map customers against neighboring towns. Buyers will. A book that already covers those towns is larger than a book that stops at the Mundelein limit.
  4. Open the lease and the labor file. Remaining term and assignment in Lake County. Whether the crew can run without the seller living eight minutes away.
  5. Calendar the notices that apply here. Illinois CBS-1 (10 business days). No Chicago 45-day city notice unless the business also operates in Chicago. Start them at letter of intent, not the week of funding.
  6. Read the statewide playbook, then talk. The Illinois home health agencies hub is the statute and recast teaching. This page is the Mundelein file. Confidential consult — no upfront listing fee.
Continue

Related Mundelein and home health agencies pages

Questions

Questions about home health agencies in Mundelein

Answers for owners and buyers in Lake County, including local closing steps.

Service Area

Home Health Agency Brokerage Near Mundelein

We serve home health agencies owners and buyers across Lake County and the surrounding region.

LibertyvilleHome Health Agencies→GurneeHome Health Agencies→Buffalo GroveHome Health Agencies→Round LakeHome Health Agencies→
View All Illinois Home Health Agencies Listings →

Talk through your Mundelein home health agency

Confidential consult. We will walk the books, Lake County closing notices, licenses, and the lease — then give you a planning range, not a slogan.

Schedule a Confidential Consultation Learn How It Works

No upfront fees • Completely confidential • Free valuation